Explore federal, state, and nonprofit programs that can pay Medicare copays, premiums, and drug costs—learn how QMB, Extra Help, SPAPs, and charity funds can slash out-of-pocket expenses in 2025. Here's how to save money on premiums for Medicare Part B – which covers doctor visits, diagnostics, and preventive care. Get help from your state paying your Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) premiums through a Medicare Savings Program. Are you looking for help paying Medicare premiums? Here we detail Medicare Extra Help and several other Medicare Savings Programs that can help you with costs. If you struggle to pay your Part B premium, there are programs that can help if you qualify. There are three Medicare Savings Programs (MSP’s) that offer assistance paying for Part B premiums, Each program has its own unique benefits and eligibility requirements. These programs are federally funded and administered by each state. You can apply for Medicare Extra Help online. To get help with applying, contact your local Statewide Health Insurance Benefits Advisors (SHIBA) program or call us at 800-562-6900 and ask us to connect you to your local SHIBA office. Find out who qualifies for free Medicare Part B. Learn about income and asset limits, eligibility rules & how to apply for savings programs. Medicare Savings Programs can help pay for Medicare Part A (Hospital Insurance), Medicare Part B (Medical Insurance) costs, or both which may include help with premiums, deductibles, coinsurance, and copayments. State-run Medicare Savings Programs (MSPs) can help people with limited financial resources pay Part A and Part B premiums and, in some cases, deductibles, copayments and coinsurance, as well as help with prescription costs. If your income is limited, a Medicare Savings Program may cover your Part B premiums. Learn who qualifies and how to apply.